Karthik Mortgage

Services

Purchase Loans

Assistance getting pre-approved, comparing loan programs, and locking competitive rates.

  • Conventional
  • FHA
  • VA

Refinance

Rate-and-term refinancing, cash-out options, and break-even analysis to keep you informed.

Jumbo & Portfolio Loans

Solutions for higher-balance financing and non-standard borrower profiles.

First-time Buyers

Step-by-step guidance, down payment assistance knowledge, and educational resources.

Investment Properties

Options and considerations for rental property financing and cash flow planning.

Rate Lock & Closing Support

We help you lock rates and coordinate documentation through closing.

How we work

  1. Discuss goals and select loan options.
  2. Run numbers and present recommended scenarios.
  3. Apply, document, and work to close the loan smoothly.