Get a smarter mortgage — tailored for you
Fast quotes, clear guidance, and personalized service. Use our free calculator, explore rates, or request a consultation.
Pre-Approvals
Quick qualification estimates so you can shop confidently.
Competitive Rates
We compare mortgage scenarios to find good fits for your goals.
Local Expertise
Experienced advisors to guide you through closing.
Why choose Karthik Mortgage
- Transparent pricing and clear explanations.
- Fast responses and hands-on support.
- Tools to understand trade-offs (term vs. payment vs. interest).
Services at a glance
30-Year Fixed
Stable payments over time — good for long-term planning.
15-Year Fixed
Higher monthly payment but less interest over life of loan.
Adjustable Rate (5/1 ARM)
Lower initial rate then adjusts — can be beneficial short-term.
Testimonials
AS
Asha S.
"Karthik made the process effortless — fast approvals and a great rate."
DP
Diego P.
"Transparent, friendly, and quick — highly recommended."
MR
Maya R.
"Great communication and support through closing."